Reader’s Question: Hi I’m Warren and I want to know how long do I have to wait for a refund when I remove a vehicle from my insurance policy, and the premium has been paid in full for the year? I live in Orlando, FL. Wallace Orlando, FL The period of time in which you [...]

Reader’s Question: Hope someone from here can help me understand my auto insurance issues in Clearwater, Florida FL…thanks. Bunny Clearwater, FL There are several insurance carriers in Clearwater, Florida which are ready to help you recover your suspended license. Just like any state, the State of Florida has minimum mandatory insurance coverage of 10/20/10, as [...]

Reader’s Question: Will full coverage do better than liability insurance when it comes to insuring my car in Tallahassee, Florida? Verna Tallahassee, FL Full coverage auto insurance policy is actually two forms of coverage on top of liability – comprehensive coverage and collision coverage. You can choose to have comprehensive coverage without collision, but not [...]

Reader’s Question: I drive a refurbished car in Miami, Florida. A mustang rear ended me and it was obviously not my fault. I am so upset about this since my insurance premiums shot up. Why would my auto insurer punish me for an accident that wasn’t really my fault? Missy Miami, FL Chances are, you [...]

Reader’s Question: I got into an accident while I was driving my fiancé’s car. We’ve been living together for a year, but I’m not yet added to her insurance policy yet. It was not my fault. A truck cut me off, and I rolled my fiancé’s SUV. I believe the car is totaled, what will [...]

Reader’s Question: I live in Brandon,. I am carpooling with four other people on my way to work every day. Another driver crashed into the rear of my car and he was clearly the one at-fault. The sad thing was one of my passengers was injured. And what was worse, the at-fault driver only has [...]

Reader’s Question: My teenage son barely drives and so I’m thinking of taking him off from my policy. If in case he gets in an accident, will he still be covered since to my understanding the car has insurance under my name? We’re from Cape Coral, FL. Simon Cape Coral, FL Your insurance company in [...]

Reader’s Question: I understand that in order to finance a vehicle in Florida, I’m required to have full-coverage car insurance. However, every time I shop for car insurance quotes, there isn’t an option to just choose “full-coverage”. I would have to choose deductible and other services. What really is called a “full coverage” car insurance? [...]

Reader’s Question: How much is the fee for lapse in car insurance for Florida? Daytona Beach, FL The Florida Department of Highway Safety and Motor Vehicles matches a registration to information it receives from every insurance provider. If your car is not insured you should be notified, but it does not always happen. If you [...]

Reader’s Question: I am currently living in Orlando Florida and I am planning to purchase a vehicle in Pennsylvania. I do need to drive this vehicle back to Florida so I am wondering how do I get car insurance that would be able to be transferred from PA to FL? Sarah Orlando, FL First thing [...]