Reader’s Question: My motorcycle is registered in Delray Beach Florida. I am wondering if I go to another state with my motorcycle that require insurance, can I still have problems if I get pulled over by law enforcement even though it does not require that you have motorcycle insurance in Florida? James Delray Beach, FL [...]

Reader’s Question: I hit a parked vehicle and I do not have car insurance Fort Lauderdale, Florida. The other party has uninsured motorist coverage. If she pays the deductible and gets her vehicle fixed do I still have to pay their insurance provider for the damages? Rex Fort Lauderdale, FL Insurance carrier guidelines vary but [...]

Reader’s Question: I would like to know if a broken windshield covered under my car insurance policy deductible? John Coral Springs, FL In most states you have to buy Comprehensive coverage that has Full Glass or Full Windshield Coverage in the deductible section. In some states do not offer this at all. In Florida it [...]

Reader’s Question: I live in Davie Florida and I do not have a vehicle or auto insurance. My dad is giving me his vehicle. My father lives in Michigan and that is where the vehicle is currently registered and insured. What so I have to do to insure and register the car here? Don Davie, [...]

Reader’s Question: Do I have to have a drivers license in Florida to obtain auto insurance on my vehicle in Fountainbleau FL? Jordan Fountainbleau, FL Insurance carrier’s guidelines very however most will permit you to obtain insurance on your FL registered car without having a FL drivers license. If you live in Florida though you [...]

  Reader’s Question: My 16 year old daughter can’t get car insurance policy of her own without a parent also signing in FL. If we sign for her, can we be held liable in case of accidents or settlements, etc? Andrew   Deerfield Beach, FL   I am not a lawyer so I cannot definitely [...]

Reader’s Question: Can you own a vehicle that will not be driven such as parts car without insurance on it in the Hollywood, Florida? Steven Hollywood, FL The Florida Department of Highway Safety and Motor Vehicles states that if you own a car with at least 4 wheels and are registering it, you must have [...]

Reader’s Question: Should I include a friend of mine coming from France in my insurance policy if she wants to drive my vehicle? Rick Boynton Beach, FL   Between different insurers and states, the answer could be different. The general rule is that you should disclose all motorist to your insurance provider. I you fail [...]

Reader’s Question: How can I remove insurance points from my drivers record in Florida? Frank Deerfield Beach, FL When you receive certain types of traffic violations in Florida you may elect to attend driver improvement class or traffic school to keep points off your driving record. The HSMV states that the one benefit that come [...]

Reader’s Question: My girlfriend had a clean driving record until recently when she received her first speeding ticket and received five points on her license. She moved to Pennsylvania and she still has a Florida license. I would like to know if her license get suspended and will this affect her obtaining her PA license? [...]