Reader’s Question:

Should I include a friend of mine coming from France in my insurance policy if she wants to drive my vehicle?

Rick

Boynton Beach, FL

Between different insurers and states, the answer could be different.

The general rule is that you should disclose all motorist to your insurance provider.

I you fail to disclose all licensed drivers, who are residents of your household, including those with a learner’s permit, and all violations and accidents attributable to any of these drivers, may result in voidance of coverage, cancellation of the policy, non-renewal of the policy or additional premium. Any individual who knowingly and with intent to injure,deceive or defraud, any insurance company, files a statement of claim or an application containing false, misleading or incomplete information, is guilty of a felony of the 3rd degree in Florida.

So, all household residents must be disclosed or listed. If an individual is not a household resident and you give them permission to operate your vehicle then they should be covered by your insurance policy.

The easiest way to check is by calling your insurance company in Boynton Beach, FL and ask them their requirements.