Reader’s Question: I’m used to going out and talking with car insurance agents about my desired car insurance policies, but can you tell me what benefits will I get when doing my Florida car insurance quote comparisons in the Internet? Mandy Miami Florida Like any other services offered in the Internet, doing your car insurance [...]

Reader’s Question: I am financing my car here in Miami Florida. Do I need to get full coverage auto insurance? Michelle Miami Florida   Usually the leasing company will require you to get full coverage auto insurance of physical damage coverage on your car. Physical damage coverage consist of collision and comprehensive coverage. Comprehensive Coverage [...]

Reader’s Question: I’ve heard that there are some ‘hidden factors’ that insurance companies check when they charge premiums for a van auto insurance policy. Are there particular factors that affect the costs of van motor insurance in Florida? Tim Orlando, FL The main determinants for both car and van motor insurance in Florida, or anywhere [...]

Reader’s Question: I’m a relatively new homemaker here in Florida. My husband is a pretty smart guy and works hard for a living. I’m pretty sure that he’s about ready to buy me a car for me to get around town. Frankly, I’d like to impress him by letting him feel I did my homework [...]

Reader’s Question: I live in Davie Florida and I do not have a vehicle or auto insurance. My dad is giving me his vehicle. My father lives in Michigan and that is where the vehicle is currently registered and insured. What so I have to do to insure and register the car here? Don Davie, [...]

Reader’s Question: Can you own a vehicle that will not be driven such as parts car without insurance on it in the Hollywood, Florida? Steven Hollywood, FL The Florida Department of Highway Safety and Motor Vehicles states that if you own a car with at least 4 wheels and are registering it, you must have [...]

Reader’s Question: Should I include a friend of mine coming from France in my insurance policy if she wants to drive my vehicle? Rick Boynton Beach, FL   Between different insurers and states, the answer could be different. The general rule is that you should disclose all motorist to your insurance provider. I you fail [...]

Reader’s Question: My girlfriend had a clean driving record until recently when she received her first speeding ticket and received five points on her license. She moved to Pennsylvania and she still has a Florida license. I would like to know if her license get suspended and will this affect her obtaining her PA license? [...]

  Reader’s Question: I am aware of a an 80 year old driver that is driving without insurance and an expired license in Clearwater, Florida. Also his driving ability is not safe very at all. Is there any way to get law enforcement involved? We feel he will take this much better if we can [...]

Reader’s Question: Hi I’m Warren and I want to know how long do I have to wait for a refund when I remove a vehicle from my insurance policy, and the premium has been paid in full for the year? I live in Orlando, FL. Wallace Orlando, FL The period of time in which you [...]