Reader’s Question:

I received a ticket for intoxicated driving and I am 22 years old and was wondering about how much my vehicle insurance will go up in Florida? Who has the cheapest rates here in DUI insurance?

Alice

Jacksonville, FL

Intoxicated driving is considered a serious offense by insurance carriers and thus makes you more of a risk to them which will then cause your car insurance rates to increase. An individual that drives while intoxicated is more likely to have an accident than an individual that do not.

The Illinois Secretary of State, a driving under the influence (DUI) can subject you to high-risk car insurance rates for 3 years. According to the Illinois SOS DUI Fact Book high risk insurance for an individual convicted of a DUI averages an additional (over their normal auto insurance costs) $1500 per year.

With a major violation like this on your driving record and the needing to file a SR-22 car insurance you may not be able to find automobile insurance with a standard insurance company. Generally, a standard insurance company will provide better car insurance rates for those with clean driving history and may not offer competitive rates for those with DUI and other serious related offenses or bad driving history.

The best way to find the cheapest rates after you have been convicted of a DUI is to shop around and comparison shop here to get reasonable quotes in Jacksonville Florida.

Make sure you ask for any insurance discounts that are available to you such as safety features on your vehicle, anti-theft devices, traffic courses or driver improvement, etc.

Tags: auto insurance, DUI, sr22 insurance