Reader’s Question:

Do I have to have a drivers license in Florida to obtain auto insurance on my car that is registered in Florida?

Helen

Clearwater, FL

Florida insurance companies’ guidelines vary however most will permit you to obtain insurance on your Florida registered car without having a Florida license. If you live in Florida normally though you will want, and be required by Florida statutes, to get a Florida license.

I understand that there are situations in which you will have a vehicle registered in Florida but carry an out of state driver’s license. These kind of situations could include such circumstances as a college student who has purchased a vehicle in FL but has a license from their home state or an individual who purchases a vehicle to keep at their Florida vacation home while keeping their license from their permanent address.