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July 26, 2010

Florida Drivers License Suspended Do I Need an SR22

Reader’s Question:

My drivers license has been suspended In Florida for thirty days because I accumulated more than 10 points in a year. Do I need to get an SR22 for this?

Sam

Clearwater FL
You might have to get SR-22 to to have your driver’s license reinstated in Florida after a suspension because of gathering too many points on your MVR.

You may already know exceeding beyond the allowable points total in the state of FL can get your license suspended. According to the The FL Department of Highway and Safety and Motor Vehicles (HSMV) there is a thirty day suspension for twelve points accumulated within 1 year.

Florida law demands motorists to hold Bodily Injury Liability (BIL) insurance along with Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverages in some instances, such as when the motorist is found guilty of certain traffic infractions.

If you don’t have insurance to abide by the Financial Responsibility Law during the time exceeding beyond the points total, your driver license it will result to license suspension for up to three years. You will also need to pay a reinstatement fee of $15. Aside from that, you will need to show proof of liability insurance in the form of SR22. You need to carry SR22 car insurance for a period of 3 years to get your drivers license back.

According to SR22 Laws you have to keep file the SR22 with the state for a period of three years if you didn’t have Bodily Injury Liability as well as the state minimum requirements of PIP and PDL included in your auto insurance policy during the time which your points total surpass the amount permitted by law. To learn for sure the amount in your specific situation and if a SR-22 will be necessary to restore your license by the end of the one month suspension, consult the FL HSMV.

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