Reader’s Question:

Could I get an auto  insurance policy in one state when I live in another state?

Chuck

Miami, Florida

States generally require you to buy an insurance policy from a state licensed insurance provider. That means if you live in Florida you must buy car insurance policy with an insurance provider licensed in FL. There can be exceptions, for example if your car is registered and insured in one state but you go to school in another state.

It might also be possible to transfer your car insurance from one state to another if your insurance provider is licensed in both states. To verify more state specific insurance information you may contact the state’s insurance regulator.