Reader’s Question:

I was required to file and get an SR22 due to having too many points in my driving record. How long do I need to keep filing an SR22? Is it for one or three years?

Jane

Miami FL

In Florida, if you exceed the allowable points total, your license will be suspended. The Florida Department of Highway and Safety and Motor Vehicles (HSMV) lists a thirty day suspension for 12 points earned within a year, 3 month suspension for eighteen points earned in eighteen months and a one year suspension for twenty four points within a thirty five month period.

Florida law mandates motorists to carry bodily injury liability (BIL) insurance plus PIP and PDL coverages in some cases, when a motorist is convicted of serious violations. According to the Florida Driver’s Manual the Florida Financial Responsibility Law requires an individual to have bodily injury liability insurance at the time of getting a license suspension for getting too many points in their driver license.

If you fail to comply with the Florida Financial Responsibility Law your driver license and/or license plate will be suspended for up to three years. In addition, you will also need to pay a $15 reinstatement fee and provide proof of full liability insurance or Form SR-22 to the DMV for three years to have your license reinstated.

According to the Florida Driver Handbook you will need to continue to file the SR22 insurance with the state for three years. Your situation may be different so it is best to check with the FL HSMV to know for sure how long you need to carry your SR-22.