Reader’s Question:

My motorcycle is registered in Delray Beach Florida. I am wondering if I go to another state with my motorcycle that require insurance, can I still have problems if I get pulled over by law enforcement even though it does not require that you have motorcycle insurance in Florida?

James

Delray Beach, FL

Yes, you can have problems if you drive your Florida registered uninsured motorcycle in a different state that require motorcycles carry insurance on them.

When you visit other states you are mandated to follow their insurance laws and if carrying auto insurance on a motorcycle is one such law you need to abide by it. If one has car insurance on a bike normally it will conform to the laws of other states that you drive in so you will be covered and therefore another state does not cite you for operating without insurance on your out of state registered car. But if they require car insurance and you fail to provide one, thus in their eyes may not be able to pay for damages you may do to another party, you can be ticketed driving without insurance.

Keep in mind while motorcycle insurance is not required to register a motorcycle in Florida if a motorcycle operator is charged in an accident with injuries, then the owner/operator is financially liable for bodily injuries and property damage to others.