Reader’s Question:

I have no idea about what this SR22 Florida thing is but I need to help my husband get his drivers license back for his work, can you give me some information regarding this? thanks!

Nelly

Clearwater, FL

The state of Florida has financial responsibility laws which makes it illegal for anyone to operate a vehicle without adequate levels of insurance coverage. An SR22 is an effective way for the state to enforce this law, for the mutual protection of its citizens, both drivers and pedestrians alike. An SR22 Florida form or certification that is submitted to the state Department of Motor Vehicle (DMV) office and acts as proof that someone carries enough financial capacity (or insurance coverage) to pay anyone they injure, as well as damages to properties they may inflict, for causing or being ‘at-fault’ in a car accident or collision.

An SR22 is mainly needed to get someone’s driving privileges reinstated after involvement on the following:

1. Suspension of drivers license due to a DUI (Driving Under the Influence) or DWI (Driving While Intoxicated) arrest or conviction.
2. Accumulating one too many traffic violations and citations within a year.
3. Driving without a license.
4. Driving without proper car insurance coverage.
5. Causing very serious car accidents.
6. Display of very risky driving habits, or very poor driving history.

You can find Affordable SR22 Florida insurance rates and policies easily! We recommend using the free insurance search tool in this website which gives you a listing of all the available SR22 Florida insurance providers, and be able to compare them to find the best policy that fits your needs.