SR22 Insurance In Florida

Reader’s Question:

What is an SR22 insurance in Florida? How can I get one? The reason why I’m asking these questions is because I know somebody who needs one. I just wanna help him get that insurance. Thanks in advance!

Timmy

Cape Coral, FL

I’m guessing that your friend’s license is suspended and for him to have his license reinstated he needs SR22 insurance in Florida, right?

In general, a driver whose license is suspended by the FL Department of Motor Vehicles (DMV) needs to have SR22 insurance in Florida to have his or her license reinstated. In most cases, the need for SR22 insurance is because of any of the following:

• Drinking under the influence conviction (DUI)
• Moving violations made in a period of one year, more than what the law allowed
• Suspension because of unpaid fines
• Being involved in accident where the driver does not have car insurance
• Failure in meeting the FL DMV regulations

However, there may still be other violations that your friend may have done that resulted why he needs SR22 insurance.

The SR22 insurance is simply a document showing proof of auto insurance coverage. This document is given by an auto insurance company and needs to be submitted to the Florida Department of Motor Vehicles. And to get SR22 insurance, your friend needs to get first a car insurance policy from a licensed insurer in the states of Florida before she will be given the insurance document in the form of SR22 insurance.

As to your question where you can get SR22 insurance in Florida, you can try different websites that offers SR22 insurance and get the price quotes that you need. From there, your friend can choose the best offer for himself.