Reader’s Question:

My 16 year old daughter can’t get car insurance policy of her own without a parent also signing in FL. If we sign for her, can we be held liable in case of accidents or settlements, etc?

Andrew

Deerfield Beach, FL

I am not a lawyer so I cannot definitely inform you how the exact responsibility or liability you will have for signing a parental consent form first for your 16 year old daughter to get a driver’s license in Deerfield Beach FL and then sign on their car insurance policy. I can tell you however that usually by signing on with your teen on an insurance document that you are accepting liability just as if you were the motorist if they were in an accident. This means your assets could also be at risk by the actions of your teen.

To get specific law regarding your liability and responsibilities for signing on a car insurance policy with your sixteen year old daughter, you may contact a Florida attorney that works in this area of law. In the state of Florida the consumer division of the insurance regulator for the may also be able to provide you information on this issue.